The option of investing a small amount of money may be crowdfunding or crowdlending, which is becoming more and more popular. This is a type of lending when a transaction between an investor and a borrower is made directly through a special online service (p2p platform) but not through a bank. One can earn up to 15-30% per year at the relevant platforms. The minimum investment amounts to 5-10 thousand rubles.
Validity periods of investments may vary from several days to several years. For example, by investing 10 thousand rubles for six months, one can get income of several thousand rubles, which is several times more than the interest that will be accrued on the same amount on a bank deposit for the whole year, explained Dmitry Shepelev, head of SimplyFi crowdfunding project.
When choosing a platform for potential investment, experts advise to carefully explore the following:
Whether all the necessary papers for work with the platform are publicly available: operation procedures, examples of contracts, tariffs, open statistics on late payments, and so on;
Does the company openly inform a potential customer that the investor bears the risks, and one can lose one’s investments, or promise a huge return without any losses.
SimplyFi Company http://m.simplyfi.ru/